Trucking Insurance
All truck drivers must carry commercial auto insurance. This insurance provides protection from liability lawsuits if the driver causes an accident that results in injuries or damage to third parties.
Contact us today to learn more about the commercial truck insurance your organization needs and get a personalized quote.
In the United States, federal law requires that all commercial vehicles and their drivers carry public liability insurance. However, many states require that trucks carry commercial auto coverage, even if they’re leased or rented. To make sure you’re complying with these regulations, speak to your insurance agent. He or she can recommend the right combination of insurance policies to protect your business.
Commercial Trucking Insurance Coverage
In the trucking industry, liability insurance is a must. It helps cover injuries and property damage caused by the truck driver. With commercial liability insurance, there are two types of coverage: third-party and bodily injury. The former covers your legal costs in case of an accident caused by the truck driver. The latter takes care of any injuries to the third party and their property damage as well.
Independent agents can help you figure out what insurance you need. They can help you choose from several different trucking insurance companies. Your agent may also suggest a few other policies to protect your business.
Other coverages under commercial auto insurance include:
Comprehensive insurance. This coverage may help pay for damages to the tractor trailer unrelated to an accident, such as weather damage, fire or vandalism.
Collision insurance. If you are in a collision, it will help repair your truck.